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Bank Details Information
Company Name AGF FINLEASE (INDIA) LTD
Bank Name AXIS BANK LTD
Account Number 923020068209658
IFSC Code UTIB0004438 (for RTGS, IMPS and NEFT )
Account Type CURRENT
Loan Model
  • Loan Amount: - 5,000 to 2,00,000
  • Interest Rate: - Up to 36% per annum
  • APR: 36% MAX
  • Age: - 21 to 55 years
  • Should have PAN Card
  • Late payment fee - as applicable
    (Charged only, if repayment is delayed)
  • Processing Fee: - Up to 5%
  • Loan tenure: - 90 days to 365 days
  • Pre-closure charges – As applicable
  • Should have Adhar Card
Sample Loan Calculation
  • Loan amount: ₹ 30,000 at interest rate of 30% p.a.
  • Loan Duration: 3 Months
  • Total personal loan interest = ₹ 2,250
  • Platform fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
  • Total Deductibles (PF + GST): ₹ 590
  • In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
  • Total repayable Amount (Loan Amount + Interest): ₹ 32,250
  • Total repayable Amount (Loan Amount + Interest): ₹ 32,250
  • Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹ 10,750
  • PF + GST are deducted upfront during the loan disbursal.

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